Protecting What You've Worked to Grow
Farming and ranching require protection against unpredictable weather, market fluctuations, and operational risks. At Lambert Insurance, we understand the unique challenges facing West Texas agricultural operations and provide comprehensive crop and ag insurance solutions designed specifically for your operation.
Whether you're growing row crops, raising livestock, or running a mixed operation, we have the expertise and carrier relationships to protect your investment and ensure your operation's sustainability. Our agents work closely with you to understand your specific risks and coverage needs.
Let our experienced ag insurance specialists help you develop a comprehensive risk management strategy. We'll work with you year-round to ensure your operation has the protection it needs.
Lambert Insurance started as a crop insurance agency in 2007, and ag coverage is still the heart of what we do. From cotton and grain sorghum on the South Plains to wheat, corn, and forage further north, we build coverage around the crops West Texas actually grows — working with producers in Abernathy, Hale County, Lubbock County, and across the region on real APH numbers, real acres, and real deadlines.
Common Questions
Every crop and county has a federal sales closing date set by USDA's Risk Management Agency. Once it passes, you generally can't buy or change MPCI coverage until the next season. Call us early — we'll confirm the exact dates for your crops and county so nothing slips by.
MPCI rates are set by the federal government, so the same policy costs the same at any agency. What differs is the agent: how carefully your units, APH history, and coverage options are set up, and how hard your agent works at claim time. That part costs you nothing extra.
MPCI is the federally subsidized policy that protects yield or revenue against most natural causes of loss — drought, hail, freeze, wind. Crop hail is a private policy you can add acre by acre for spot hail damage, and unlike MPCI it can usually be purchased at any point in the growing season.
Yes. Pasture, Rangeland, Forage (PRF) coverage is based on a rainfall index for your area and helps protect grazing land and hayland against drought. We'll help you pick the index intervals that make sense for your operation.
