Protecting the Land You Work and the Life You've Built
At Lambert Insurance, farm and ranch insurance is personal. With over 50 years of farming and ranching experience, we understand what's at stake — your land, your livelihood, and your family's future. We don't just sell policies, we understand the operation behind them.
Whether you're running cattle, maintaining equipment, or managing hundreds of acres, we shop the top carriers to find coverage that fits your specific operation — not a one-size-fits-all policy.
Every operation is different. Give us a call and we'll put together coverage that makes sense for your land and your budget.
A farm and ranch policy is built for places where home and operation share the same gate — the house, barns and shops, machinery, livestock, and the liability that comes with land, all under one policy. We insure operations like this across the South Plains every day, because we live here too.
Common Questions
It extends past the house to the whole operation: barns and outbuildings, farm machinery and equipment, livestock, stored grain or hay, and farm liability — including risks a standard homeowners policy specifically excludes once there's business activity on the property.
Scheduled farm equipment coverage follows the equipment — in the barn, in the field, or in transit between places. We'll review your schedule each year so a traded tractor or new implement never goes unlisted.
Yes. Livestock can be covered for named perils, and for price risk we can pair your property coverage with Livestock Risk Protection on the crop insurance side — one of the advantages of an agency that does both.
Usually yes, and it's often the best value. Package policies share limits sensibly, earn multi-line discounts, and mean one renewal, one agent, and one claim call when a storm hits everything at once.
