Home, Auto, Business & Oilfield Coverage for the Hub City
Lambert Insurance Agency is an independent agency about 20 minutes north of Lubbock on I-27. Instead of selling one company's policy, we shop 30+ carriers to find the right coverage and price for your home, cars, business or oilfield operation.
Lubbock is a tough place to insure a house. Hail and wind claims have pushed premiums up across the South Plains, and carriers now price that risk very differently from one another. Comparing several companies at once is the fastest way to keep good coverage without overpaying.
Lubbock, Wolfforth, Shallowater, Idalou, Slaton, Ransom Canyon, New Deal and the rest of Lubbock County. Quotes, changes and certificates happen by phone, text and email, so you never have to drive to us unless you want to.
Home insurance · Auto insurance · Business insurance · Oil & gas insurance
Who We Insure
New builds in south Lubbock to older homes in established neighborhoods, with coverage built around hail and wind.
Rental houses and small multifamily properties, including student rentals near Texas Tech.
Auto, home and umbrella bundles, teen drivers, and life insurance for growing families.
Shops, offices, restaurants and contractors that need liability, property and commercial auto.
Lubbock-based contractors and service companies working the Permian and beyond.
Crop, farm and ranch coverage for operations across Lubbock County and the South Plains.
Hail & Wind
Most Lubbock homeowners find out how their policy handles hail only after a storm. A few minutes now can save thousands at claim time.
Send us your current declarations page and we'll walk through your deductible, roof coverage and price, then show you what other carriers would charge for the same protection.
Common Questions
No. Most Lubbock clients never need to visit. We quote, bind and make policy changes by phone, text and email, and our office in Abernathy is about 20 minutes north on I-27 if you'd rather sit down in person.
Hail and wind. The South Plains sees frequent hailstorms, and those roof claims drive up premiums across the area. Carriers price that risk very differently, which is why shopping several companies at once usually matters more here than almost anywhere else.
Many Lubbock policies use a wind and hail deductible set as a percentage of your home's coverage instead of a flat dollar amount. On a $300,000 home, a 1% deductible is $3,000 and a 2% deductible is $6,000. We'll show you the tradeoff between deductible and premium before you choose.
Yes. We write landlord (dwelling fire) policies for single-family rentals and small multifamily properties, plus umbrella coverage for owners with several rentals.
Yes. We write general liability, commercial auto, workers' comp, property and umbrella for Lubbock businesses, including oilfield contractors and service companies that work out of Lubbock.
